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1. Buyer Counseling Session.
2. Buyer Agency Alternatives.
3. Buyer Representation.
4. Best Buyer*Guidebook
5. Financing Pre-Qualification.
6.Coldwell Banker Team Search.
7.Property Showing.
8.Property Evaluation.
9.Property Disclosure.
10.Review of Written Seller Disclosure.
11.Inspection Contingency.
12.Apprecial Contingency.
13. Building Termite Inspections.
14.Estimate of Funds Required.
15.Offer Preparation.
16. Negotiations Strategies.
17.Offer Presentation
18. Walk-Through.
19.Closing the Sale.
20.After the Sale Service.
21.Service of Licensed Assistant.
22.Confidentiality
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
Where would you go if you wished to stay in the world's most expensive hotel room?
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| A |
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night. |
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